Accident Claims Management

Car Accident Claims Management Companies

Car accident management companies

Looking for an accident management company ? Before we talk about the benefits of Car Accident Claims Management companies, let’s talk about some statistics. There is an average of 6 million car accidents in the US per day. Approximately 7% of those accidents result in property damage. About half of those are injured in the accident. The odds of getting in a car crash are 1 in 77. Research by The Institutes of Advanced Motorists shows that “86% of fleets experienced an accident in the last 12 months, and 100% of fleets had an accident where one of their drivers were t fault’”. 33% of those reported that at fault drivers had some sort of punitive measure taken against them.

I AM additionally reported that drivers of company vehicles are 25% more likely to have minor accidents than drivers of their own personal vehicles.

Imagine the odds that your fleet will deal with accidents this year. Nearly every fleet will be faced with Accident Claims Management each year. See Why accident management companies can be handy ?

There is one accident claims management company that offers everything you need from the tow truck, to accident car replacement hire and to the repair of your car while dealing with your insurer. That car accident claims management company is https://campbelltowndistricttowing.com.au/

When you’re managing a fleet of vehicles, the administrative and financial impact of accidents are an unwelcome headache and hassle of time and cost. There are factors and costs involved that include the loss of money due to downtime of the vehicle and/or driver; administrative time and cost to manage the different facets of the accident; and more.

Car accident management company sydneyAccident Claims Management involves a lot of phone calls and a lot of paperwork. It requires meticulous completion of paperwork and tracking of all aspects of the claim. It also requires the ability to work well with a variety of personalities for the best results and the patience to negotiate the best results. It calls for knowing every corner to look in and an established network that works in your favor.

What Needs to Be Done to Manage a Claim?

Research shows that the real cost of an accident could be between 4 and 32 times the “bent metal cost”. Time and costs involved include:

•Gathering details about the accident, ensuring your driver knows what to do and what evidence to gather at the scene
•Assess the damage
•Securing a tow truck
•Secure a replacement vehicle
•Managing quotes for repair and getting the best quality at the best price
•Overseeing repair process and speedy completion
•Managing any claims for injuries, doctor’s visits, etc.
•Managing any psychological issues, emotional support needed due to the accident
•Managing any loss of income for the driver
•Working with any other insurance companies involved
•And more

What Does a Car Accident Claims Management Company Do for Me?

Car accident Claims Management companies take the burden off you to manage everything. They are also well-practiced in processing auto accidents, so they know the ins and outs better than anyone. They can help you save money by handling the claims efficiently. They can usually also get the best repair rates and even protect you from losing any “no accident” claims benefits.

They will:

•Remove the administrative strain of handling all aspects of the accident from your company including the plethora of calls that will have to be made and paperwork that will have to be processed and managed
•They will instruct the driver of exactly what to do at the scene
•Gather all of the details and evidence from the accident including statements and pictures
•Arrange for a tow truck to retrieve the vehicle; they can also potentially secure lower tow costs because of established relationships
•Assess the damage resulting from the accident
•Arrange quick vehicle replacement and manage costs
•Negotiate the lowest repair costs with a repair shop of your choice
•Ensure speedy repairs so you can get your vehicle back on the road as quickly as possible
•Manage any injury claims and doctor’s visits
•Provide emotional support to the driver
•Work with insurance companies to resolve their claims
•Identify opportunities to recover losses and pursue them; accident management specialists often recover high percentages of the money they pursue for losses

Benefits of Working with a Claims Management Company in Sydney

Car accident managementBecause they save you time, keep all costs as low as possible including tow and repair costs, pursue recovery to put money back in your pocket, there really isn’t a downside to working with a Claims Management Company.

Working with a Claim’s Management Specialist ensures that everything is handled correctly and efficiently. It takes the stress off you to deal with all that comes along with managing a car accident and leaves you free to continue managing the rest of your business. Sometimes we think we’ll just handle something ourselves but as a business owner, delegation to the proper parties are a key responsibility. You have a business to run and managing an accident takes a lot of time and attention to details. Additionally, specialists know exactly what they’re doing and where to look for opportunities to save or recover money, someone who isn’t an expert may not know all the tricks of the trade or have the same connections that someone in the industry does. No matter how complicated a claim, they can handle it.

Essentially Claims Management companies will manage everything very similarly to the way an insurance company would, except they’re not the insurance company and they have your best interests in mind. Instead, they can often prevent you from losing your “no accident” claims status.

Should You Work with an Accident Claims Management Company?

If you manage a fleet of vehicles, the answer is yes. The chances that drivers in your fleet will be in an accident and that some of them will be t fault’ is high. If you look at the stats we mentioned and all the things that a Claims Specialist does for you, the answer is clear. A Claims Management Company wants to present the best results possible to you so they will work hard to reduce as many costs as possible, recover any money possible, process all of the paperwork carefully and correctly, and wrap everything up as quickly as possible for you. They will work just as hard as if it’s their own business because they want to make sure you’re happy. It looks good on them when they deliver good results so why wouldn’t they work hard to achieve that goal?

What To Do When You’re In A Car Accident

What To Do When You’re In A Car Accident

Accidents can happen anytime, even if you are an extremely cautious and defensive driver! Most accidents actually occur within a 25 miles of the home, according to a Florida highway spokesman. Sometimes, they happen right in your own driveway. Just ask my sister-in-law who hit her friend’s car in her driveway while backing up! No matter where they occur there are a series of steps that should be followed after an accident.

The Consumer Protection Association of America continually develops a list of recommendations for drivers so that they’ll actually know what they need when a traffic accident occurs. This fine organization takes major steps to increase public awareness regarding traffic safety. Some of the steps are preventative and should be followed now before you’re involved in an accident.

One, have an emergency kit in your glove compartment or storage area. The kit should include a cell phone, pen, pad of paper, and a disposable camera (this is very important). With today most of us carry a cell phone, which takes pictures. As long as you insure that your cell phone is with you and carries a charge this should suffice for the cell phone and disposable camera in the kit. These items are for recording the key information regarding the accident and the scene. You should also have a card with information concerning any medical allergies or conditions you have that require special attention, as well as emergency contact information. It is also recommended by other agencies that you have a number list ed on your cell phone under ICE (in case of emergency), where the attending policeman or EMT can simply hit speed dial on your cell phone to reach your emergency contact. You should also have traffic cones, warning triangles and emergency flares in your trunk.

What Is The Next Step You Ask ?

Two, you need to insure that safety is first! When you are involved in a minor accident and there are no serious injuries, make sure that the vehicles are moved to the side of the road. Do not stay on the road and become an obstacle to oncoming traffic. If you do this, it may result in the occurrence of more and more serious traffic accidents because of your vehicles creating an obstruction in the road.

My wife was rear-ended by another woman on an exit ramp and they both left their vehicles on the ramp believing it to be safe and that it was important for the police to see the exact position of the vehicles. In spite of the fact that both vehicles were clearly visible for a minimum of 300 yards and they both had their flashers on, another drive came up and rear-ended the SUV that had originally struck my wife!

y wife called me on the cell phone and told me what was going on and I told her to get those vehicles off of the road right away! If the car or cars is not movable, make sure that the other motorists are warned by turning on the hazard lights and setting out flares, traffic cones or orange triangles to divert traffic. If you cannot move the vehicle, do what you can to alert the traffic and then move away a safe distance in case of any further accidents.

What To Do After The Accident

When you are involved in an accident with serious injuries make sure that no one is in immediate danger (from fires, falling tress or telephone poles, etc). After you have made sure of this, attend to those hurt. It is important that you not move anyone that has been seriously injured unless they are in immediate danger. Further injury can occur from movement. It is always a good idea to let the emergency response teams attend to and moved the injured whenever possible to help prevent this.

Three, exchange all of the important information with the parties involved. You’ll need to obtain the other driver’s name, addresses, phone numbers (home and work), insurance company, car insurance policy number, driver’s license number, license’s plate number, and make sure to write down a description of each car, the year, make, model, color and any apparent damage. Also, write down what occurred during the accident as soon as possible. Pay special attention to the position of the vehicles, sequence of events and the cause of the damage.

I recommend that you write down all information readily available to you without the cooperation of the other driver such as the license plate number, make, model and color of the car, driver description and brief description of other occupants. Also, obtain any witness information at this time. As long as no one is hurt, most witnesses will soon depart the accident scene, and you want to make sure that you have their information. After obtaining this info, then approach the driver about their information like driver’s license number, insurance information and contact information. This makes sure that the other driver cannot bolt from the scene while you are distracted without obtaining information and it lets them know that you are all business.

Four, take photos of the accident scene and the cars involved. Use your disposable camera or cell phone to document the damage to all the vehicles and the scene of the accident. If there are important points to demonstrate such as long skid marks, hidden entrance/exit, etc. make sure to document these as well. Make sure that the vehicle photos illustrate the total context of the accident so that they will back up your claims. If there are witnesses, make sure to ask them for their name and phone number, and ask if they’ll help you in case of problems with the other driver disputing what actually happened.

Five, file an accident report as soon as possible and obtain a copy of it as soon as it is made available. In some areas law enforcement officials do not respond to traffic accidents unless injuries are present.

You should always call the police and request that an officer come to the scene to right up the police report. They will obtain the information from the other drive, if they are uncooperative with sharing the information with you, and they will write down their observations of the scene of the accident, which will further support your claims. If you cannot get a policeman to the scene where your accident occurs, find out how you go about filing an accident report and do so right away. You may have to go to the local police station or you may be able to download accident report forms on-line depending on your locale. A police report usually helps speed up the claims process.

Six, understand your insurance coverage before an accident. The more you know about your insurance coverage the easier the claims process and procedure will go. Does your policy cover towing or a replacement rental car fee? If yours does not and the accident was the other driver’s fault immediately make a claim for this with their insurance company.

The question everyone is typically concerned with is “Who is going to pay for this?” If it is the other driver’s fault you should insist that they pay for the damage. If they agree, get them to acknowledge this in writing if possible. The other drive may be agreeable to pay for the damage now, but after a little time goes by and they are not in your immediate presence they may have a change of heart and decide to try and stiff you (this is why you need witnesses, documentation, etc.).

I recommend calling someone if available to assist you in the accident management process. They will be much calmer and more objective in seeing that everything is carried out. I arrived prior to the police at my wife’s previously mentioned accident when our van was rear-ended. I checked and made sure that everyone was okay. Then I made sure that the vehicles were a safe distance from the road.

Next, I obtained all of the vehicle information (make, model, color, license plate number), photographed the vehicles and the accident scene. I then obtained the driver information from the other two drivers involved. After I obtained the car insurance information, I immediately contacted the other driver’s car insurance company and had them open a claim for the damage that had been done to our van. I did all of this before the policeman completed writing his report. I then talked to the police officer and obtained his name and learned the content of his report. When I determined that I was satisfied the content accurately portrayed what my wife indicated had happened, I asked him for the report number so I could obtain a copy as soon as possible. My doing this streamlined the whole process for our claim and it moved through like clockwork.